If fuel prices drop after you lock a fixed price with FuelAnchor, you pay the lower pump price and keep the savings. The locked figure in a FuelAnchor fixed price fuel supply agreement is a maximum, not an exact rate. On every fill during your term, you pay whichever is lower: the posted pump price or your locked rate. A falling market reaches you in full, and the ceiling simply sits above it, untested. The only scenario where the locked rate becomes your price is the one you wanted protection from, a market that rises past it, and in that case FuelAnchor absorbs everything above your rate.
This is the question operators most often get wrong before asking it, because the fear is borrowed from a different kind of arrangement. A lock that fixes an exact price does lose when the market falls, and people reasonably assume all locks work that way. A maximum does not. There is no scenario in which the market drops and you are stuck paying yesterday's higher number at the pump.
Walking through both directions
Market falls below your locked maximum. You fill at your designated stations as usual and pay the posted price, which is now lower than your ceiling. Nothing about the agreement penalizes you, no adjustment is owed, and the ceiling stays in place for the rest of the term in case the market turns again. A term spent entirely under the ceiling is a term in which you paid market prices the whole way.
Market rises above your locked maximum. You keep filling and pay your locked rate. The gap between the market and your rate is FuelAnchor's cost on every gallon, for as long as the market stays up, through the end of your term. There is no pass-through, no surcharge, and no settling-up afterward.
The asymmetry is the entire product: your downside is capped at a number you saw before signing, and your upside stays open.
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Common questions
So what does locking actually cost me if prices fall? The quote you accept reflects the market, your volume, your fuel type, and your term at the moment you ask, and prepaying the gallons is part of the arrangement. What you do not carry is any penalty for a falling market or any obligation to pay above the pump when the pump is cheap.
Can I just wait and lock when prices look low? You can request a quote whenever you like, on demand, and terms run 1, 3, 6, or 12 months. The honest caveat is that nobody knows the market's next move, which is exactly why a maximum beats a guess in both directions.
Where do the fills happen? At the stations you designate when you sign up, chosen from any that accept Visa or Mastercard, with your list updatable during the term.
Who is this built for? Operations burning roughly 500 to 5,000 gallons a month: farms, small fleets, trades, and service businesses that want a worst case in writing without giving up the good days.
The way to see both sides of the math for your own operation is a quote, which takes about a minute at fuelanchor.com and commits you to nothing.
🔒 Your information is never shared.
This form saves your progress automatically as you go.